Who Called Me from 01414283990?
The number 01414283990 is regularly associated with Opos Limited, a debt collection agency that pursues outstanding unsecured debts. If you’ve received a call from this number, it’s likely regarding a debt related to credit cards, personal loans, utility bills, council tax arrears, or unpaid fines.
Creditpoor advises not to engage directly with Opos Limited without understanding your rights and financial options. Contact one of our debt advisors to receive tailored guidance before responding.
Should You Answer 01414283990?
Many people report feeling pressured or stressed when receiving repeated calls from this number. Opos Limited is known to contact individuals via phone, text, letters, and email. While ignoring these calls may delay communication, it may also lead to further escalation, including additional fees or court action.
At Creditpoor, we recommend discussing your situation with a debt expert before taking action. Understanding your rights can help reduce pressure and prevent hasty decisions.
What Does Opos Limited Want?
Opos Limited acts on behalf of companies attempting to recover unpaid debts. These may include:
- Credit card balances
- Overdrafts
- Personal loans
- Utility bill arrears
- Council tax debts
- Unpaid parking fines
The company may use persistent calling tactics to encourage repayment, which can feel intimidating without professional advice. Some individuals also report receiving letters that reference potential legal proceedings or home visits.
Can Creditpoor Help?
Creditpoor provides confidential, no-obligation debt advice. Our specialists can help you explore formal solutions to deal with outstanding debts. Depending on your circumstances, you may be eligible for options that could reduce the amount you owe by up to 85%.
Common debt solutions include:
- Individual Voluntary Arrangements (IVA)
- Debt Relief Orders (DRO)
- Debt Management Plans (DMP)
- Bankruptcy (as a last resort)
A qualified advisor will assess your financial position and recommend the most suitable option.
What Happens If You Ignore Opos Limited?
Continually ignoring calls or letters from Opos Limited may lead to further actions such as:
- Additional charges added to your debt
- Formal demand letters
- Potential legal action
- County Court Judgments (CCJs)
Creditpoor suggests early intervention to avoid these outcomes. By seeking professional debt advice, you can manage the situation effectively.
Know Your Rights
Debt collection agencies must follow the Financial Conduct Authority (FCA) guidelines, which prohibit harassment and misleading threats. Opos Limited is required to treat you fairly, give clear information, and consider your financial situation.
If you feel pressured, report the incident to the Financial Ombudsman or seek legal guidance.
How Creditpoor Supports You
Creditpoor assists people across the UK who are struggling with unmanageable debts. We offer:
- Free initial consultations
- Regulated debt advice
- Support to stop harassment from debt collectors
- Guidance on freezing interest and charges
Next Steps
- Do not panic if contacted by 01414283990.
- Avoid immediate payment or agreements before seeking advice.
- Contact Creditpoor to discuss your debt situation in confidence.
Take control of your finances with Creditpoor.
