Receiving a call from 01422324529 can be concerning, especially when it’s linked to Credit Resource Solutions (CRS), a debt collection agency based in Halifax, UK.
Before engaging with this number, consult a specialist debt advisor from Creditpoor to understand your options and rights.
Who Are Credit Resource Solutions (CRS)?
CRS is a debt recovery agency authorized and regulated by the Financial Conduct Authority (FCA) under reference number 626796. They collect unpaid debts on behalf of various clients including utility companies, telecom providers, and financial institutions. They use letters, phone calls, and text messages to arrange repayment of outstanding balances.
Why Is 01422324529 Contacting You?
This number is used by CRS to pursue outstanding debts linked to your name.
Common types of debts they handle:
- Credit card debts
- Utility bill arrears
- Unpaid parking fines
- Council tax debts
Verify the debt before taking action.
Ask for a written confirmation showing the origin of the debt.
Steps to Take When Contacted by CRS
- Verify the Debt
Request written proof detailing the amount and original creditor.
Confirm the debt is valid and belongs to you. - Seek Independent Advice
Contact a debt advisor.
They will help you assess your financial position and provide the best strategy. - Understand Your Rights
CRS must follow FCA rules and treat you fairly.
Harassment or intimidation is not permitted. - Communicate in Writing
Keep all communication through letters or email.
This provides clear records of all contact. - Avoid Immediate Payments
Don’t pay anything until you understand the debt and your rights.
Ensure any plan you enter is realistic and affordable.
Potential Consequences of Ignoring CRS
Ignoring CRS can make things worse.
Expect:
- More frequent calls and letters
- Legal action for debt recovery
- Additional interest or charges
Responding early avoids escalation and offers more control over the outcome.
Feedback from Individuals Contacted by 01422324529
People have shared different experiences with this number:
- “I received several calls about a debt I didn’t recognise.”
- “They chased me for a balance that had already been cleared.”
- “Once I verified the claim and set up a plan, they stopped calling.”
These examples show why verification and caution are important.
Alternative Debt Solutions in the UK
Options are available depending on your financial position:
- Debt Management Plan (DMP)
Informal agreement to repay debts monthly - Individual Voluntary Arrangement (IVA)
Legal agreement to pay a portion of debts over several years - Debt Relief Order (DRO)
For people with low income and minimal assets - Bankruptcy
Clears debts legally, but may involve loss of assets
Speak to a professional advisor before choosing a path.
Other Notable Debt Collector Phone Numbers
Recognising debt collection numbers helps avoid confusion:
- 01132248579 – Lantern Debt Collector
- 01132735400 – eBay Debt Collector
- 01133204573 – Opos Limited Debt Collector
- 01133229195 – Lantern Debt Company
- 01133314408 – Cabot Financial Debt Collectors
- 01133508470 – IMFS Debt Collection
